Welcome to 2023. I’d like start-off by congratulating Abby for closing our first loan of the year! The first of many for her and for HomeFactor Financial. We all know that mortgage is cyclical, but it is also incredibly seasonal. The chart below shows just how much...

"La incapacidad de imaginar a un determinado tipo de persona haciendo un determinado tipo de cosas porque nunca has visto a alguien que se parece a él hacerlo antes no es sólo un vicio. Es un lujo. Lo que empieza como un fallo de la imaginación termina como una ineficiencia del mercado: cuando...

At Home Factor, we are proud to be a mortgage broker. Why? Because the decision between being a “lender” and a “broker” should come down to one question: which one serves customers best? Anyone taking the time to assess the trends in mortgage lending will come to the...