Blog
Con las Ăşltimas noticias, historias e informaciĂłn corporativa de HomeFactor Financial
Blog
🏡Shining a Spotlight on Laura Kurtz
We are excited to announce that Laura is now also licensed in Tennessee! She currently holds licenses in North Carolina, South Carolina, Florida, Virginia, Maryland and now Tennessee! Learn more about our Chief Production Officer and Home Mortgage Advisor here.
The Big Picture – Memorial Day Weekend 2023
These are challenging times in this business, I don’t need to tell you that. One of the very few things I dislike about this business is that so much of what most people associate with “success” or “failure” is outside of our control. We have no influence over...
The Big Picture – May 21st, 2023
The Big Picture - May 21, 2023 My apologies for the hiatus, but here’s what the last few weeks have made clear: nothing. Inconsistent economic data, lingering uncertainty over small/regional banks, and a looming debt ceiling fiasco have delivered nothing but confusion...
🏡Shining a Spotlight on Top Producers
Our Top Unit Producers in April '23 were Abby Guadalupe & David Elshanti! Congratulations to both. Abby Guadalupe - Senior Home Mortgage Advisor David Elshanti - Senior Home Mortgage Advisor
🏡Shining a Spotlight on Top Producers
Congratulations to David Elshanti for being our Top Volume Producer in April '23. David also tied for Top Unit Producer for the month. David Elshanti - Senior Home Mortgage Advisor
The Big Picture – April 27th, 2023
Asset markets are behaving as if it’s a foregone conclusion that inflation is falling, the economy will slow, and the Fed will reverse course sometime this Fall. Based on current indicators, that’s a reasonable call. But there’s something troubling about markets all...
The Big Picture – April 12th, 2023
“It’s human nature to extrapolate the recent past into the future, but it’s terrible that managements go along with this.”– Charlie Munger This might sound crazy, but I believe conditions are being set for the “mother of all” purchase markets in our future; perhaps...
The Big Picture – March 23rd, 2023
The focus lately has been on banks, and the massive amount of liquidity they have drawn from the Fed’s discount window is seen as cause for alarm (see chart below). I think there’s another less worrisome explanation and that is that after 2008, banks learned that it’s...
The Big Picture – March 21st, 2023
“We’re all quite mad here, you’ll fit right in.” – Alice in Wonderland If you wonder why the Fed would even consider another rate increase as banks hoard cash and lending standards for everything from autos to credit cards to business loans are tightening rapidly,...
The Big Picture – March 13th 2023
A few weeks ago, I remarked that it was strange that after a 300+ basis point increase in rates, nothing had “broken.” There were no hedge fund blow-ups, no huge trading losses, and no failed banks. I wondered if it was a matter of time, or if the industry and...